Last updated: October 2, 2025
Welcome to PersonaFin.ai (the "Site"). The Site is operated by PersonaFin AI, Inc. and affiliates (collectively, "PersonaFin", "we", "us", or "our"). These Terms of Service (the "Terms") govern your access to and use of the Site and any informational resources, demo experiences, or downloadable materials (collectively, the "Services").
By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
No investment advice. Content on the Site is for informational purposes only and is not investment, legal, tax, or other professional advice. Nothing on the Site is a recommendation to buy or sell any security or instrument.
PersonaFin provides a cloud platform that powers hyper‑personalized content and experiences for financial institutions. The Site is a marketing and informational resource about our products and services; it is not a brokerage platform, trading venue, or advisory service. Demo experiences may depict sample or licensed content.
Use the Site only if you are the age of majority in your jurisdiction and can lawfully enter into these Terms. You agree to use the Site for lawful purposes and in accordance with these Terms.
Your use of the Site is subject to our Privacy Policy and Cookies Policy. Where provided, you may opt in/out of personalization. PersonaFin does not use customer interaction data to train third‑party large language models. PersonaFin operates an information security program aligned with ISO 27001 practices.
If certain pages require an account (e.g., demo portal), you must provide accurate information, safeguard credentials, and are responsible for all activity. We may suspend or terminate access for misuse or violations.
The Site and its content are owned by PersonaFin or our licensors and protected by law. Except as expressly allowed, you may not copy, reproduce, modify, distribute, publicly display, or create derivative works from Site content. Some materials are provided by third parties under license; all rights are reserved to their owners. If you submit feedback, you grant PersonaFin a worldwide, perpetual, irrevocable, royalty‑free license to use it without restriction.
You agree not to: (a) violate laws; (b) probe, scan, or test the Site or bypass security; (c) scrape or harvest data except for standard search indexing; (d) mirror or frame substantial parts of the Site; (e) upload malware or infringing/defamatory content.
Previews or demo outputs are provided as‑is for illustration, may be incomplete or inaccurate, and may change or be withdrawn at any time.
Links to third‑party sites/services are provided for convenience. We do not control and are not responsible for them. Your use is subject to those third parties' terms and policies.
THE SITE AND ALL MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, PERSONAFIN DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON‑INFRINGEMENT. We do not warrant uninterrupted or error‑free operation or that content will be current, accurate, or complete.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PERSONAFIN AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL; OR BUSINESS INTERRUPTION ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS. WHERE LIABILITY CANNOT BE EXCLUDED, PERSONAFIN'S TOTAL AGGREGATE LIABILITY WILL NOT EXCEED US $100.
You agree to defend, indemnify, and hold harmless PersonaFin and affiliates from claims, damages, liabilities, and costs (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of laws or third‑party rights.
We may update the Site and these Terms. Changes are effective when posted with an updated "Last Updated" date and, if required by law, additional notice.
We may suspend or terminate access with or without notice for violations, security risk, or legal compliance. Sections that reasonably should survive will do so.
You must comply with applicable export control and sanctions laws. You represent you are not subject to comprehensive sanctions or otherwise prohibited.
These Terms are governed by the laws of Delaware, U.S.A., exclusive of conflict rules. Exclusive jurisdiction and venue lie in state or federal courts located in Wilmington, Delaware. Jury trial waived to the extent permitted by law. Non‑waivable consumer protections remain unaffected.
Send notices identifying the protected work and allegedly infringing material, your contact details, good‑faith and perjury statements, and signature to:
PersonaFin AI, Inc. — Legal
Email: legal@personafin.ai
These Terms are the entire agreement regarding Site use. If a term is unenforceable, it will be modified or severed; the rest remains in effect. You may not assign without our consent. We may assign in connection with corporate transactions.
This supplement applies if you access the Site from the EU/UK or are otherwise subject to EU/UK consumer laws.
Consumer Rights. Nothing in the Terms limits mandatory consumer rights under EU/UK law. If you are a consumer, you may have statutory rights to withdraw from certain distance contracts; the Site does not sell goods or charge fees.
Platform Neutrality. The Site is informational; no automated decision‑making producing legal or similarly significant effects occurs on the Site.
Complaints. You may contact us at support@personafin.ai. If unresolved, you may have the right to contact your local consumer protection authority. UK consumers may contact Citizens Advice; EU consumers may access the ODR platform.
Governing Law. If mandatory local law requires, disputes may be brought in your resident courts. Otherwise, Delaware law and venue apply as stated.
This supplement applies if you access the Site from Canada or are otherwise subject to Canadian consumer laws.
Consumer Protections. Nothing in the Terms limits non‑waivable rights under applicable federal/provincial consumer protection laws. The Site is informational and does not sell goods or services to consumers.
Language. You may request a French version of these Terms by contacting support@personafin.ai. / Vous pouvez demander une version française de ces Conditions en écrivant à support@personafin.ai.
Jurisdiction. Where required by law, venue may be available in your province of residence. Otherwise, Delaware law and venue apply as stated.